FAQ's

Frequently Asked Questions and Insurance Terms to Know

How do I set up a meeting with an insurance agent at GLB?

You can give us a call, drop us an email, or go to our Contact Us page and leave us a note on our “Ask an Agent” page.

What can I expect from GLB’s client service?

You can always expect the most comprehensive, customer-oriented, and knowledgeable insurance staff in the Las Vegas Valley. Additionally, you can expect a team that is personal and will do their best to get you the best products for the best price.

How fast can I get an insurance quote?

Some insurance policies are more complicated than others due to their individual nature, but once all the proper information is gathered, a member of the GLB Insurance Group of Nevada team should be able to give you a quote in a day or two. Sometimes, additional research is necessary to find the absolute best price, but overall we try our hardest to make the insurance quote process a speedy and pleasant one.

What type of relationship can I expect with my insurance agent?

Because GLB Insurance Group of Nevada is a family-owned and operated business, our customers have grown to expect the most personalized insurance services they have ever had. Agents make themselves available to answer questions, provide guidance and advice for your insurance needs.

When is liability insurance needed and when is it not?

Liability insurance is necessary whenever there is a chance a third party would experience bodily injury or property damage on an insured property or project.

How long are your policies? Do you offer varying terms?

All our policies vary in length. Part of our job here at GLB is to identify the best insurance options for your specific needs, this often includes assessing the best term of coverage.

Is there always someone I can reach in the event of an emergency?

Yes. Because GLB has appointments with many national companies, we assure that all our customers have somewhere to turn in the case of an emergency. For this reason, we have 1-800 numbers for your convenience.

If I am in the construction industry, what special issues should I be aware of when insuring my business?

Visit our Construction page – there is a variety of services available, depending on your construction needs.

How is my construction equipment covered?

Equipment is covered at the actual cash value at the time of the loss under an equipment floater policy.

Can I acquire coverages for rental reimbursements after a loss?

Yes, but coverage is available for a fee. Each situation is different, so come see us and we’ll talk.

What is my liability insurance premium based on?

A liability premium is based on several things, depending on the type of business that you own. Payroll, receipts, square footage and number of units are all things that influence a customer’s liability.

Terms to Know:

Bond: Acts as a grantee for payment on a given projects -- bonds are used in lieu of posting a money. deposit.

Collision: Collision provides coverage for damage to your vehicle caused by a collision with another vehicle or object.

Comprehensive: Comprehensive covers fire, theft, malicious mischief, vandalism or perils not otherwise covered by collision.

Liability: Liability covers bodily injury and property damage sustained by a third party caused by you or your employees.

Property: Property coverage primarily covers buildings, stock, furniture, equipment, fixtures and tenants improvements.

Valuation: Replacement costs, replaces old with new. Actual cash value is cost less depreciation.